What you need
PSMBFI’s term life insurance coverage provides maximum protection at a minimal cost.
A portion of your contribution earns interest every year, just like a savings account.
Because accidents happen
Accident Hospitalization Benefit (AHB)
No one is really able to prepare enough for the difficulties brought about by accidents especially when it necessitates hospitalization*. PSMBFI helps ease the burden with a FREE Accident Hospitalization Benefit for Members. Members qualified for the AHB are given P1,000/day for a maximum of 7 days.
*Minimum of 24 hours confinement.
Accidental Death Benefit
In case of death due to an accident, your beneficiaries shall receive an additional amount equivalent to 100% of your life insurance coverage.
Accidental Disablement Benefit
In case of disablement due to an accident, you shall receive an amount depending on the loss suffered.
And heroes bravely give
The beneficiaries of members who get killed during legitimate PNP/PCG/BFP operations will also receive the Killed-in Action Benefit which is equivalent to 50% of their basic life insurance coverage.
*For uniformed PNP, PCG and BFP personnel.
50% of Basic Life Insurance
So you deserve a bit more to tide you over for the little uncertainties
Member's Experience Refund (MER)
The MER is a portion of the company's earnings that is distributed among qualified members.
As well as for the big ones
When funds are tight, you may avail of PSMBFI’s different loan packages at affordable rates.
And since you are more than just a policyholder, of course, you have a say.
General Membership Meeting & Election
As a member, you have the right to vote for or be voted as a member of the PSMBFI's Board of Trustees.